Avg Home Value
$340,000
Lending Limit
$1,209,750
Wyoming Housing Market Analysis
The housing market in Wyoming is stable, with average values sitting at $340,000. This places most homeowners comfortably within the FHA's lending limits, ensuring you get the full benefit of federal insurance protections.
Loan Limits in Wyoming
For 2026, the federal lending limit is $1,209,750.
Since the median home value in Wyoming is below this cap, your loan amount will be determined strictly by your age and current interest rates, not by the lending cap.
Specific Laws for Wyoming
Wyoming generally follows standard federal HUD guidelines for reverse mortgages. This includes the requirement for independent counseling and the right to a 3-day rescission period after closing.
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