Meet Your Dedicated Specialist

When you complete our calculator, we don't sell your information to multiple lenders. Instead, we match you with ONE licensed expert who will guide you through the entire process.

Why This Matters:

  • ✓ No spam calls from strangers
  • ✓ Your information stays private—we never sell leads
  • ✓ Direct line to your specialist, not a call center
  • ✓ Personalized service from someone who knows your state's regulations
Rene Ruiz

Rene Ruiz

Owner / CEO

NMLS #1799965DRE #02085205Licensed: CA

Rene has worked in the mortgage industry for almost 15 years. He believes a home loan is a powerful investment tool to grow wealth, not just a debt. Based in Carlsbad, Rene prides himself on being accessible to his clients.

Specializes in:

  • Cash-Out Refinance
  • Debt Consolidation
  • Rate & Term Refinance
(949) 274-1055

homeloans@rene-ruiz.com

Andre Schuurmans

Andre Schuurmans

Loan Officer

NMLS #2140528Licensed: CA, TN

Andre started in the mortgage industry alongside Rene before spending 4 years managing retail locations. He returned to mortgages during the pandemic to help families secure their financial future.

Specializes in:

  • First-Time Homebuyers
  • Conventional & FHA Refinance
  • Investment Properties
(909) 261-5780

cs@nationwidepl.com

Amin Nadimzadeh

Amin Nadimzadeh

Loan Officer

NMLS #2637871DRE #02283479Licensed: CA

Amin Nadimzadeh is a graduate of the University of California, Irvine, where he earned a degree in Aerospace Engineering...

Specializes in:

  • فارسی (Farsi)
  • Refinance
  • First-Time Buyers
(949) 878-0512

info@nationwidepl.com

Mario Martirano

Mario Martirano

Certified Reverse Mortgage Professional (CRMP)

NMLS #64064Licensed: CT, NY, NJ

Mario is a seasoned Certified Reverse Mortgage Professional with 30 years of experience in the reverse mortgage industry. He has been involved in closing and helping with more than 2,500 reverse mortgage loans.

Specializes in:

  • In-Home Consultations
  • Tri-State Area Expert
  • Complex Financial Assessments
(914) 420-1950

mario@equityaccesscenter.com

Laurie Gallegos

Laurie Gallegos

Reverse Mortgage Specialist

NMLS #2339341Licensed: CO

For over 20 years, I've helped families navigate the mortgage and real estate world, but what I love most is helping seniors and their loved ones stay in the place they call home.

Specializes in:

  • Reverse Mortgages
  • HECM Refinances
  • In-Home Consultations
(720) 639-9314

laurieg@zenithhl.com

Philip Kostelnik

Philip Kostelnik

Reverse Mortgage Specialist

NMLS #2397847DRE #02211248Licensed: CA

I enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. Since 2003, Senior Funding Associates has consistently been a Top Ten ranked company for closed reverse mortgages in the state of California.

Specializes in:

  • HECM Refinances
  • Reverse Mortgages
  • A+ BBB Rating
(818) 419-2273

phil@seniorfunding.com

The Ennkar Team

The Ennkar Team

Reverse Mortgage Platinum Desk

NMLS #976231Licensed: CA

Skip the waitlist and speak directly to an available California-licensed reverse mortgage advisor. Our platinum desk provides instant VIP access so you can lock in your live estimate and verify your property details without delay.

Specializes in:

  • 5-Star Rated Support
  • Instant Live Estimates
  • California Experts
+1(888)501-8539

info@ennkar.com

Todd Turner

Todd Turner

Sr. Loan Officer

NMLS #426553Licensed: OH, AZ, CA

As a seasoned professional with over two decades of leadership experience, Todd currently serves as a Senior Mortgage Originator at Matterhorn Mortgage, where he empowers clients to achieve their financial goals through customized mortgage solutions. With expertise in reverse mortgages, he helps clients access their home equity while maintaining financial security in retirement.

Specializes in:

  • Reverse Mortgages
  • HECM Refinances
  • Multi-State Licensing
(330) 620-6898

Todd.Turner@matterhornmortgage.com

Senior Lending Team

Our national network of licensed specialists is dedicated to helping homeowners access their equity safely. We match you with a vetted expert licensed specifically in your state to ensure you get the most accurate information and personalized service.

For states outside our specialist regions:

Not Available

All Our Specialists Are:

NMLS Licensed

State & Federal

HUD Approved

Certified Counselors

Continuing Ed

Always Current

Background Checked

Fully Vetted

Want to Verify Credentials?

You can verify any specialist's license through the NMLS Consumer Access Portal